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Uncategorized Understanding and Navigating Private Mortgage Insurance (PMI) What is PMI and Why is it Necessary? In the fast-paced world of real estate, knowledge is crucial. A significant aspect of this industry pertains to Private Mortgage Insurance (PMI). PMI is an insurance that lenders require from homebuyers who obtain loans that are more than 80% of their new home’s value. In simpler terms, […]
Uncategorized Cracking the Code: How Credit Scores Affect Your Home Loan As a Realtor specializing in helping individuals like you navigate the exciting journey of buying their first home, I want to emphasize the importance of understanding your credit score. When it comes to qualifying for a home loan, your credit score plays a critical role. Lenders carefully review your credit history to evaluate your ability […]
Uncategorized Debunking Myths: The Truth About Seller Property Disclosures Myth: Sellers are not required to disclose any known defects to buyers. Fact: Sellers ARE required. Yes, you read it right. The world of real estate may be filled with a few gray areas, but when it comes to disclosing known defects, it’s as clear as black and white. Whether you’re a seasoned property flipper […]
Uncategorized Are Home Prices Going Up or Down? That Depends… Media coverage about what’s happening with home prices can be confusing. A large part of that is due to the type of data being used and what they’re choosing to draw attention to. For home prices, there are two different methods used to compare home prices over different time periods: year-over-year (Y-O-Y) and month-over-month (M-O-M). […]
Uncategorized Today’s Real Estate Market: The ‘Unicorns’ Have Galloped Off Comparing real estate metrics from one year to another can be challenging in a normal housing market. That’s due to possible variability in the market making the comparison less meaningful or accurate. Unpredictable events can have a significant impact on the circumstances and outcomes being compared. Comparing this year’s numbers to the two ‘unicorn’ years […]
Uncategorized Top 5 Essential Lawn Care Tips for a Vibrant Colorado Lawn in May The period nestled between Mother’s Day and Memorial Day, when Spring is in full bloom, typically finds many of us dedicating our weekends to prepping our lawns for the impending dry, hot summers. This year we have benefited from an abundance of snow and rain.  Most of our lawns, trees, and shrubs are in their […]
Uncategorized 7 Perennials to Plant in Colorado on Mother’s Day Mother’s Day is just around the corner, and if you’re looking for a gift that keeps on giving, consider buying perennial plants that support the Colorado ecosystem. Perennials are a great choice because they come back year after year, providing beauty and habitat for local wildlife. Here are some of the best types of perennials […]
Uncategorized Building Generational Wealth: Why Real Estate Should Be a Key Part of Your Investment Strategy Real estate is a powerful asset that can help individuals and families build generational wealth. There are two main ways that real estate can contribute to building long-term financial stability: through a primary residence and investment properties. A primary residence is often the largest financial decision that an individual or family makes. While a home […]
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Uncategorized Right-Sizing Your Life: Why Downsizing to a Smaller Home Makes Sense   Downsizing to a smaller home can be a smart move for many reasons. For homeowners who are starting to plan where they’ll live when they retire, exploring downsizing opportunities can help them better understand their options. Moving to a smaller home can provide a more comfortable, manageable, and cost-effective lifestyle that allows people to […]
Uncategorized Maximize Your Home’s Sale Price: 7 Tips for Success in Today’s Market The real estate market has been rapidly changing in recent years, with a buying frenzy driving up home prices to unprecedented levels. However, as mortgage rates have risen and buyer demand has cooled, home sellers who enter the market today may need to reset their expectations. To maximize your home’s sale price in this market, […]
Uncategorized 5 Key Questions to Answer Before Deciding to Buy or Rent Your First Home Deciding whether to buy or rent a home can be a difficult decision, especially for first-time homebuyers. With the current state of the housing market, it can be even more challenging to determine the best time to start exploring homeownership. In this post, we’ll examine five questions to ask yourself before purchasing your first home. […]
Uncategorized Maximizing Your Tax Savings: Understanding Energy Tax Credits for Home Improvements   Energy tax credits targeting home improvements are a valuable way for homeowners to reduce their tax bill while making their homes more energy efficient. The recent Inflation Reduction Act has amended these credits to last longer and have a greater financial impact, which makes them even more appealing for homeowners who want to make […]
Uncategorized Seller’s Checklist: A Timeline to Prep Your Home for Sale We’re still in a seller’s market, but that doesn’t mean your home is guaranteed to easily sell.1 If you want to maximize your sale price, it’s still important to prepare your home before putting it on the market.   Start by connecting with a real estate agent as soon as possible. Having the eyes and […]
Uncategorized 9 Tips For Living With Less Plastic How to reduce your plastic waste Plastic sticks around in the environment for ages, threatening wildlife and spreading toxins. Plastic also contributes to global warming (almost all plastics are made from chemicals that come from the production of planet-warming fuels like gas, oil and even coal). More and more people are cutting down on the […]
Uncategorized New Build or Existing Home: Which One Is Right for You?  Homebuyers today are facing a huge dilemma. There simply aren’t enough homes for sale.1   Nationwide, there were 1.27 million active listings in September, down 13% from the previous year. According to the National Association of Realtors, that’s about 2.4 months of inventory, which is far less than the six months that is generally needed […]
Uncategorized Remote Work is Here to Stay A lot has changed over the past year. For many people, the rise in remote work influenced what they’re looking for in a home and created a greater appetite for a dedicated home office. Some professionals took advantage of the situation and purchased a bigger home. Other people thought working from home would be temporary, […]
Uncategorized 5 Secrets Buyers and Sellers Must Know About Virtual Home Tours For years now, virtual home tours have helped real estate buyers far and wide find the perfect home. From long-distance military personnel being relocated, to investors expanding their portfolio, to homeowners looking for a vacation getaway, this technology makes finding a house that’s a bit out of driving distance much easier. And for real estate […]
Uncategorized 9 Tips for Buying and Selling Your Home at the Same Time Selling your home when you still need to shop for a new one can feel daunting to even the most seasoned homeowner––especially when the demand for new homes keeps rising, but the supply feels like it’s dwindling.¹ You’re not alone either if you’re already feeling drained by the complex logistics of trying to sell and […]
Uncategorized 5 Factors That Reveal Where The Real Estate Market Is Really Headed It’s the old supply-and-demand predicament: Home sales in the U.S. continue at a torrid pace, but the availability of listings remains limited. Buoyed by historically low mortgage rates, buyers keep shopping for homes, reducing the available inventory and sparking a rise in home prices across the country.   News website The Atlantic summarized the sizzling […]
Uncategorized How to Bridge the Appraisal Gap in Today’s Real Estate Market If you’re searching for drama, don’t limit yourself to Netflix. Instead, tune in to the real estate market, where the competition among buyers has never been fiercer. And with homes selling for record highs,1 the appraisal process—historically a standard part of a home purchase—is receiving more attention than ever.   That’s because some sellers are […]

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